One of the great worries about driving in the UK is uninsured drivers. What happens if a street-legal motorist gets involved in an accident with another driver not carrying car insurance? Any sort of incident impacts on the premiums law-abiding car owners have to pay. It is rumoured that there are many thousands of people happily driving about without troubling the car insurance companies. This is a thoughtless, antisocial and, of course, illegal thing to do so it is good to know, as the seasonal crackdown on our roads begins, that our beleaguered police forces are going to be cracking down on rogue drivers.
Why We Have To Pay More
We have all felt the pain of rising car insurance premiums. This has largely been caused by crash-for-cash scams and the rise in uninsured drivers. Compensation for accidents involving uninsured drivers is paid out by the Motor Insurers’ Bureau; they collect their funds from an annual levy that’s paid into by insurance companies. Essentially that means us, the customers. Our driving record might be as unblemished as a baby’s cheek but we still have to pay our share.
Sadly too, the punishment doesn’t fit the crime. It is often cheaper for the criminal motorist to pay the fine if caught rather than buy car insurance which may well be more expensive. It makes no sense to the members of the public who every year have to stump up a small fortune just to legally drive a regular family motor on the roads. Hopefully, this year a few motoring miscreants will feel the firm hand of the law on their collars.
A Roadworthy Standard
It doesn’t stop there. Road tax dodgers, by not paying the annual fee, with negate any insurance they have, so even if a driver is insured, if there’s no VED on the car then there will be no payout and another innocent party’s no-claims bonus will be affected.
Car must be maintained to a roadworthy standard. That’s what the MOT test
is for. Yet cars are still discovered to have tyres not fit for, or brakes that would not stop, a Dinky toy. And it isn’t just the car that’s the issue; it’s also the driver. Drink driving, especially on high days and holidays remains a problem despite all the press coverage. It’s unbelievable that irresponsible drinkers still do it.
That’s why the police do what they do. These days, due to cutbacks, we don’t see them applying the rules as much as we might wish when it comes to illegal driving but when they do find the time to hit the road then they do so with gusto. Britain’s motorists will come to realise this over the coming weeks. So the next time you see flashing blue lights in the rear view mirror then think on: Is your ride legal? That’s why here at eCars247 we do our bit for road safety. All our one-owner used cars
are thoroughly AA and HPI checked
before they leave our premises and are delivered to our customers. That’s how to enjoy a worry-free Christmas on the roads.