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eCars247 instant car finance

Buy online with eCars247 instant car finance

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Financing for used cars


Buying a used car is a big commitment, like purchasing a house or saving up for a dream holiday. At eCars247 we know that very few people have the cash available to finance a used car in one fell swoop, which is why we're thrilled to offer instant finance on all our cars (subject to acceptance). So, you won’t have to sell your fine china or live off baked beans for the rest of your life, thank goodness.


Buying a car from eCars247 with instant finance

We know that buying a used car can be a complicated process, which is why we’re here to make it smooth sailing. Our instant finance offering ensures the process is straightforward and transparent; we’re currently the only used car dealer to give you the opportunity to complete your entire finance application online. You’ll also find all the costs displayed at browsing stage, so you can sleep easy at night knowing there is nothing hidden with eCars247.

If you choose to purchase your car online with eCars247 using our instant finance deal, it will take the form of a personal loan. Depending on what suits you and your personal circumstances, you can take the finance agreement for up to 5 years with terms available between 24-60 months.

Representative example:

Cash Price £11,000
Deposit £100
Loan Amount £10,900
APR Representative 6.9%
Interest Rate 6.9% fixed
60 Monthly Repayments of £214.28
Total term of loan agreement 60 months
Total Charge for Credit £1,956.80
Total Amount Payable £12,956.80

What are the benefits of instant finance?

Taking out a personal loan agreement is a convenient method to spread the cost of a used car. We consider some of the benefits below:
  • You own the vehicle from day one, so you can sell or change when you see fit
  • No mileage restriction
  • Choice of between 24-60 months term
  • No additional fees
  • The loan can be settled at any time
  • Quick and easy online application process
  • Fast and secure e-signature


Do I need a deposit?

To get the wheels in motion, we ask for a deposit of just £100. This deposit acts as your commitment to purchase whilst we take the car off sale for you. You can pay for your deposit online. This takes you one step closer to driving off in your dream car.

What if I don't qualify for instant finance?

If you apply for online finance with eCars247 and don't qualify, not to worry, we'll contact you to discuss other finance options such as Hire Purchase (HP) or Personal Contract Purchase (PCP). If you decide not to proceed with our other options your deposit is fully refundable. To find out more about our range of finance options get in touch via live chat, email or phone.
Find out more about instant finance



Find out more at eCars247

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